Customized financial planning that helps you achieve the lifestyle you envision

By providing a step-by-step approach, we offer a clear financial path toward your goals and help give you the confidence you seek about your financial health.

The Financial Dynamics Advantage

In just the last decade, we've witnessed rampant market swings from bull markets to bear markets and back again. If there's one lesson that's been reinforced, it's that you need a financial plan that is designed to weather any type of market or economic environment.

Our priority at Financial Dynamics is to develop lasting relationships with individuals and families in need of trusted advice concerning their retirement and estate planning goals. Our team approach, ranging from advisors, attorneys and caregivers, will help you develop a strategic plan that continues to work for you no matter the market environment.

A Team Approach

When you work with us, you will have an entire team working on your behalf. Our financial advisors and customer service support specialists have the experience needed to help you achieve your lifestyle goals. Because we take a comprehensive approach to your needs, our advisors have attained a range of certifications, including the Certified Financial Planner (CFP®), Chartered Financial Consultant (ChFC®) and Retirement Income Certified Professional (RICP®) designations. This enables us to provide our knowledge and experience to the entirety of your financial life.

Our Complete Planning Review

We created the Complete Planning Review (CPR) to help you make informed decisions about your financial future without feeling overwhelmed or pressured. Our three-step process is designed to help safeguard your financial well-being and includes Foundation Income Planning, Investment Cents and Estate Preservation.

Having peace of mind with your financial health.


Estate Preservation

"Protecting Your Family"

  • Beneficiary review
  • Legal documents
  • Wealth transfer to match your values and goals

Investment Cents Review

"Growing Your Number"

  • Discussion of what makes "cents"
  • Understanding your risk and fees
  • Insurance needs for protection
  • Emphasis on overall value

Foundation Income Planning

"Knowing Your Number"

A conservative approach to building personal pension (income, expenses, lifestyle changes, taxes, etc.)

Education to Help You Achieve More

We want you to feel confident about your future. One of the ways we can help build that confidence is through education. We don't just provide the "what" in a financial plan, we also provide the "why" so that you can make informed decisions about your money. We offer ongoing educational workshops that cover a wealth of topics to move you closer to achieving your financial and lifestyle goals.

Our Investment Philosophy

Like everything we do at Financial Dynamics & Associates, we build your investment portfolio to help you obtain financial independence. We’re less interested in how your returns stack up against some arbitrary index than we are in how well your returns help you achieve your desired lifestyle. Your tolerance for risk is also important to us, and we will work with you to select investments depending on whether your goals are for preservation or growth.

As your financial partner, we will help monitor your investment plan and make adjustments when necessary. You can count on us to establish a proactive agenda to make sure both your financial plan and investment portfolio are on track, adapting both as your life changes.

A Transparent Fee Structure

We strive for transparency in everything we do, including our fee structure. As a fee-based firm, we make sure you will always know what you are paying for. We believe in adding value each step of the way. During our first meeting together, we can determine the costs or savings to partner with you for upfront planning as well as for an ongoing relationship and investment management.